This is the 3482nd most frequent German word.
kreditnehmer
Borrower.
The word 'kreditnehmer' is used as a subject referring to the individual who has taken out a loan from a bank.
Der Kreditnehmer muss seinen Verpflichtungen gegenüber der Bank nachkommen.
The borrower must fulfill his obligations to the bank.
Here, 'kreditnehmer' is used as the object of the sentence, representing the person whose financial reliability is being assessed.
Die Bank überprüft die Kreditwürdigkeit des Kreditnehmers sorgfältig.
The bank carefully checks the borrower's creditworthiness.
In this sentence, 'kreditnehmer' is employed as part of a defining phrase 'neue Kreditnehmer', referring to those individuals obtaining a loan for the first time.