This is the 2022nd most frequent Spanish word.
loan
"Loan" in Spanish is "préstamo," meaning an amount of money borrowed with the expectation of repayment.
In this context, "préstamo" translates to "loan" and refers to a financial product provided by the bank to borrow money.
El banco me ofreció un préstamo para comprar mi casa.
The bank offered me a loan to buy my house.
Here, "presté" means "loaned" and is used to describe the act of lending something temporarily.
Presté mi libro favorito a un amigo.
I loaned my favorite book to a friend.
While the word "loan" is not directly used, it's implied contextually by the act of returning something previously loaned or borrowed.